Dental Cover

Why dental cover?

Two million people in Britain now have no access to NHS dentistry* - forcing them to pay more for private dental treatment or simply go without.

As a result, some patients may put off visiting the dentist until they have a serious problem. Others may not be able to afford any treatment at all.

All of which can have serious repercussions on your workforce. If employees no longer keep themselves healthy, this can increase the likelihood of health-related absenteeism for companies of all types and sizes. According to the British Dental Association, dental-related absence accounts for 15 million lost working days per year.#

Levels of cover vary from budget to comprehensive plans, catering for those occasions when employees may experience a dental accident or emergency, and include plans that provide cover for their regular dental care.

Cover is available for a minimum of three employees from your company.

*Daily Mail 21st November 2005. #Cover Magazine January 2003

Government changes effective 1st April 2010

Individual treatment charges replaced with a charge for a course of treatment, according to one of three bands.

Band 1

Band 2

Band 3

Maintenance Band £16.50

Treatment Band £45.60

Complex Treatment Band £198.00

This charge includes an examination, diagnosis and preventive care. If necessary, this will include x-rays, scale and polish and planning for further treatment.

Urgent and out of hours care will also cost £16.50

This charge includes all necessary treatment covered by the £16.50 charge, plus additional treatment such as fillings, root canal treatment or extractions

This charge includes all necessary treatment covered by the £16.50 and £45.60 charges, plus more complex procedures such as crowns, dentures or bridges

How will these changes affect your employees?

Reduced access to NHS dentistry
Struggle to receive better patient care
Increased financial burden